Β Dental health loans since 1999
Your dental care now. Your payments at your pace.
Spread the cost of your treatment over 12 to 120 months and get an answer within 24 to 48 business hours, without leaving your living room.

Your smile matters
Nearly one in four Canadians avoids the dentist because of the cost. With a health loan, the price becomes a truly accessible investment.
Source: Statistics Canada, Canadian Oral Health Survey, 2023-2024.
Does this sound familiar?
Did your treatment plan come as a shock?
You are not alone. Thousands of patients stood exactly where you are before taking the leap.
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I will wait until I have the money.
Meanwhile, the problem gets worse and the bill grows. Start your treatment now, pay afterwards.
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My insurance does not cover everything.
You can request a health loan for your full treatment or only for the portion that is not covered. If a reimbursement reaches you later, you could choose to apply it to your loan.
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My credit is not perfect.
A second chance at credit is possible. An advisor looks at your situation with you, without judgment.
Your health should not have to wait for your budget.
Apply for my health loan βHow it works
4 steps. No trips to the bank.
Step 1
You decide to move forward
Your dentist presents your treatment plan. You decide to stop putting it off.
Step 2
You choose a health loan
For part or all of your treatment, the process starts right at your partner dental clinic.
Step 3
An advisor calls you
A Dentoplan advisor reaches you by phone, wherever you are, to complete your file with you.
Step 4
You get the answer
The lender's decision reaches you within 24 to 48 business hours. Your treatment can begin.
Calculator
What would it cost me?
Enter the amount of your treatment, choose the term and the frequency: your estimated payment appears right away.
This calculation is provided for information purposes only and is not a loan offer. Approval and final terms are determined by the lender, and payment amounts may vary based on your credit file.
Good to know
Your dental care may also lower your taxes.
Dental care is part of eligible medical expenses. Even when paid through a health loan, it could qualify for the medical expense tax credit, federally and in Quebec. Keep your receipts and speak with your accountant or tax preparer.
Testimonials
They stopped putting it off. Here is what they say.
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What started as a very stressful day for me ended with a simple, fast process with Louise from Dentoplan. I really appreciated how human and kind that call felt. Thank you!
β Katy
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I am very grateful for this opportunity, which had a remarkable impact on my overall health. Thanks to Dentoplan, I was able to restore my oral health.
β Yves
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Thank you for your excellent service and your warmth, it is truly appreciated. Remarkable service.
β Γdith
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Thank you so much for everything, the service was exceptional!
β Jennifer
Find your clinic
Enter your postal code to find a dental clinic that is a merchnt of the Dentoplan program near you.
Your dentist is not a partner yet? Write to us and we will invite them to join the program.
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Frequently asked questions
Everything you want to know.
What type of loan does Dentoplan offer?
Is Dentoplan the one lending me the money?
What are the basic criteria to apply?
Over how long can I spread my payments?
How much can I borrow?
What interest rates are offered?
Can I repay my loan at any time?
I have dental insurance. Can I still apply?
Do I need to visit a financial institution?
Do I need to open an account with the lender?
Do all dentists offer Dentoplan?
What if my dentist is not a merchant of the program?
Dentoplan health loan
Your smile has waited long enough.
Apply in a few minutes. A Dentoplan advisor calls you back and you get your answer within 24 to 48 hours.
Apply for my health loan βQuestions? Toll-free: 1-855-886-2112 Β· Montreal: 514-282-2112 Β· info@dentoplan.ca
